Insurance can be tough to figure out.
What is “All Risk” coverage?
"All Risk" coverage, often referred to as an "All Risks" [...]
How is the policy premium calculated?
The policy premium is calculated by a number of factors.
Particular Average
In ocean marine insurance, a partial loss sustained by a [...]
Free of Particular Average (FPA)
An ocean marine policy provision that eliminates all coverage for [...]
What is “With Average” coverage?
"With Average" coverage, also known as "With Particular Average" or [...]