What’s the difference between the three strategies?
Compliance tools and guidance keep HR decisions with you, with [...]
Does Bertram Insurance administer our payroll or HR directly?
No. We help you choose between HR compliance tools, payroll [...]
What is Ocean Cargo Insurance?
Ocean cargo insurance, also known as marine cargo insurance, is [...]
How does ocean cargo insurance work?
Ocean cargo insurance works by providing financial protection to the [...]
What does ocean cargo insurance cover?
Ocean cargo insurance, also known as marine cargo insurance, provides [...]
What is “All Risk” coverage?
"All Risk" coverage, often referred to as an "All Risks" [...]
How is the value of my shipment calculated?
The policies we issue are based on the "stated value" [...]
How is the policy premium calculated?
The policy premium is calculated by a number of factors.
Particular Average
In ocean marine insurance, a partial loss sustained by a [...]
Free of Particular Average (FPA)
An ocean marine policy provision that eliminates all coverage for [...]