
An Independent Agency Working For You Since 1980
Protecting your assets goes far beyond a written policy. For over 45 years, Bertram Insurance Service has been protecting our customers with the right insurance solutions for their specific situations. We strive to meet your insurance needs with personal attention that is second to none. Contact us today and let is know what we can do for you.
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Insurance News & Resources
October Is Cybersecurity Awareness Month – What Small Business Owners Need to Know
Now is the perfect time for small business owners to pause and think about something that doesn’t always make it to the top of the to-do list - cybersecurity and protecting your business from cyberattacks.
Brace for Impact: How California’s 2026 Small Group Medical Rates Threaten Small Business Budgets
Businesses will see California's 2026 small group medical rates are face significant increases and subsidy uncertainty. Learn how to budget effectively and explore strategies to manage rising healthcare costs.
The Ultimate Open Enrollment Checklist for HR Leaders
Stay organized this benefits season with our ultimate open enrollment checklist for California HR leaders. Step-by-step guide to streamline enrollment, improve communication, and ensure compliance.
What is a MERP (Medical Expense Reimbursement Plan) and Why Employers Love Them
Learn how a MERP can cut employer healthcare costs while keeping employee benefits strong, with simple examples and savings tips.